As a business owner, you know all to well the costs associated with health care. As labor shortages grow, how can you best balance the dollars you commit to the return on investment? Unlike traditional insurance agents, Xcel HR, utilizes the entire market place including PEO's or Professional Employer Organizations for options. We streamline the process, customize the benefits package, and provide on-site enrollment services to your employees. After the sale, we can take care of the compliance as well. And finally, we compliment the service with a pay-as-you-go option, eliminating monthly premium statements all together. Because we handle payroll, we make it possible for our clients to upgrade to a "Fortune 500" level by complimenting employer-paid benefits with voluntary, payroll deduction plans. Since Xcel HR handles the administration, from setting up deductions to enrolling to verifying premium, you can offer these programs without any concern that they would impose an additional workload on your bookkeeping staff. Services include:


• Employee Benefits
  Health
   Dental
   Vision
   Short Term Disability
   Long Term Disability
   Group Term Life
   Long Term Care

• Supplemental Benefits
  Accident
   Cancer/Critical Illness

• Open Enrollment

• COBRA administration
  Includes dual notification

• Section 125
  Flexible spending accounts

• Tool reimbursement
"WHAT ABOUT PEO'S"?

Perhaps a PEO or Professional Employer Option is right for you. Then what?

At Xcel HR, we've aligned ourselves with New England's Leading PEO options. PEO is not for everybody, but many times, is chosen as the HRO Solution of choice. The PEO, by utilizing co-employment or employee leasing agreements, offers an integrated service platform that can often offer the appropriate platform.

 ALWAYS A SOLUTION