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Benefit Solutions
for Your Business

XcelHR can provide a range of services and plan types, including:

Employee benefits communication & education

Annual rate negotiation

Open enrollment administration

Insurance coverage acceptance & waivers

Research employee benefits questions

Employee eligibility, change tracking & processing

Annual shopping & benefit comparison

Benefit plan premium reconciliation & payment

government contract intense

Health Insurance

  • ACA Compliance & guidance
  • COBRA administration and liability
  • State benefits continuation laws
  • Group Health/Prescription insurance coverage
  • Premium Only Plan (125) administration
  • Dependent Care (125) administration
  • Healthcare Savings Account (HSA) administration
  • Healthcare Reimbursement Account (HRA) setup assistance
  • Telemedicine service (Call-A-Doc)
  • FSA (125) administration
  • Client profit sharing program administration
  • Employee Assistance Plan (EAP)

Dental & Vision

  • Voluntary Dental
  • Voluntary Vision
  • Group Dental coverage
  • Group Vision coverage

Life & Disability Insurance

  • Voluntary Life
  • Group Life coverage
  • Voluntary Disability
  • Group Short-term Disability coverage
  • Group Long-term Disability coverage

401(k)

  • Retirement plan enrollment and waiver
  • Retirement plan fiduciary risk management
  • Form 5500 filing
  • Annual discrimination testing

Let Your Benefits
Work for You

Employee benefits improve overall employee health, productivity, and satisfaction. With better benefits, you can give your employees the best, so they can give you their best.

Attract and retain the best employees with benefits

Attract and Retain the Best Employees

Benefits can rival compensation in terms of importance to incoming or outgoing employees. Remain competitive in the talent market by attracting better employees and reducing turnover with higher quality benefits packages.

Build a culture of health and happiness with benefits

Build a Culture of Health and Happiness

Benefits are good for your employees’ health. When you have a healthy workforce, your employees are more productive and engaged at work.

Make more informed benefits decisions

Make More Informed Benefits Enrollment and Strategy Decisions

Get information and advice from HR and benefits professionals who can help prevent your employees from making mistakes when choosing health insurance benefits. Ensure your employees are aware of changes being and why they are beingmade. Providing year-round benefits communication and education can help improve employees’ ability to plan and select benefits during open enrollment.

Help employees keep up with rising health care costs

Help Employees Keep Up With Rising Health Care Costs

Offer your employees voluntary benefits like disability insurance to help them protect their savings in case of emergency medical costs. We also offer Health Savings Accounts (HSA) to help employees cover the cost of out-of-pocket medical expenses.