Consumer Credit Protection Act (CCPA)
Regulations to protect consumers from credit companies, enacted industry standards and regulations, regulate how consumers’ personal information is used by private businesses (Fair Credit Reporting Act). It also regulates how much of an employee’s pay can be garnished each week, and prevents employees from being fired if they owe a debt (Title III).
Learn more about the CCPA
Electronic Communications Privacy Act (ECPA)
Protects wire, oral and electronic communications (email, telephone conversations and data stored electronically) while they are being made, are in transit, and when they are stored on computers.
Learn more about the ECPA
Employee Polygraph Protection Act (EPPA)
Private employers are generally prohibited from requiring or requesting job candidates or employees to take a lie detector test; and protects the individual from retaliation if they refuse to do so.
Learn more from the Department of Labor
Fair and Accurate Credit Transactions (FACT)
Amends the Fair Credit Reporting Act (FCRA), and gives consumers certain rights and protections, like a free credit report every year, etc.
Learn more about FACT via the FTC
Federal Income Tax Withholding
Employers are required to withhold a certain percentage of employees’ pay each paycheck (salaries, wages, any other pay are subject to federal income withholding tax).
Read more about tax withholding from the IRS
Federal Insurance Contribution Act (FICA)
Requires employers and employees to pay an equal percentage of Social Security (6.2 percent each) and Medicare taxes (1.45 percent each).
Learn more about paying FICA taxes
Health Insurance Portability and Accountability Act (HIPAA)
Institutes industry-wide standards that protect privacy and security of medical records and personal health information (electronic or hard copy).
Learn more about your rights under HIPPA
Immigration Reform & Control Act (IRCA)
Prohibits employers from knowingly hiring or recruiting immigrants who are unauthorized to work in the U.S. Those who are authorized to work in the U.S. include U.S. citizens, noncitizen nationals, lawful permanent residents, or aliens authorized to work.
Read more about the IRCA here
National Labor Relations Act (NLRA)
Allows for unions and collective bargaining to protect employees from poor or harmful labor and management practices; governed by the National Labor Relations Board (NLRB).
Learn more about the NLRA from the NLRB
Occupational Safety and Health Act (OSHA)
Sets employer health and safety standards for working conditions.
Learn more about OSHA
Sarbanes-Oxley Act (SOX)
Requires corporations to disclose financial information to protect investors and prevent against corporate fraud; it is enforced by the Securities and Exchange Commission (SEC).
Learn more about the Sarbanes-Oxley Act
Uniform Guidelines for Employment Selection Procedures
Prohibits employers from using discriminatory employment tests and selection procedures that discriminate based on race, color, sex, national origin, religion, disability, or age.
Learn more from the EEOC
Uniformed Services Employment & Reemployment Rights Act (USERRA)
Entitles those who complete military service to re-employment, i.e. a member of the National Guard called away to help with a national disaster has a right to get her or his job back upon returning to work.
Learn more about your rights under USERRA